Check City Personal Loans

Check City is a licensed direct lender that has provided short term financial solutions to the under-banked since 1989.


Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process.

Loan amounts and services offered will vary depending on specific State and federal laws.


  • Proof of steady income
  • Most recent checking account statement
  • Photo ID
  • Valid phone number
  • 18 years old +

Additional information

APR Range

Depends on Loan Type, State and Terms

Credit Level

Bad Credit, Fair Credit, Good Credit

Funding Time

Overnight (next business day)

Loan Amounts

$100 – $2,500

Loan Types

Installment Loans, Payday Loans

Prepayment Penalty



Alabama, Alaska, California, Colorado, Hawaii, Idaho, Kansas, Missouri, Nevada, North Dakota, Texas, Utah, Virginia, Washington, Wisconsin, Wyoming


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