Credit One Bank Credit Cards


If you take a quick look, Credit One Credit Cards appear to be similar to other basic reward cards. In particular, its acceptance criteria will appeal to those looking for a credit card with bad credit. Some of the key benefits of using these unsecured credit cards include:

The Benefits:

  • No upfront deposit required
  • 1% cashback on eligible purchases
  • A minimum credit line of $300
  • Automatic reviews of your account, thus increasing your credit line
  • $0 Fraud Liability
  • Rewards posted automatically at the end of the month


  • Bad credit acceptance
  • Unsecured card


  • High APR (17.99% – 23.99% Variable)
  • $99 Annual Fee
  • Application Fee may apply

Final Verdict:

While there are better options available, most of these are secured cards that require a good credit score and an upfront deposit. Unsecured credit cards tend to be similar in terms of annual fees and interest rates. If you are looking to apply for a credit card with bad credit, then applying for Credit One Credit Cards is a good option.

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